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I’ve just been writing my latest newsletter for Quick Formations, and part of the story for this newsletter is that the company turns 10 years old in September; and the newsletter had a very big risk of turning into a blog. The reason is because I’ve learnt so much, I’ve experienced so much, and I […]
As we head into 2012, a year when so money business experts and analysts are predicting tougher times ahead, I can’t help but worry about much of the younger generation who have grown up in a world of expectation. Where they have been told “of course you can have it”, and it is this expectation […]
On Twitter this evening I had a very brief conversation with @Aceofwaste about the Greek debt and the effect them defaulting on their debt would have on the European banks, and it made me think. Think about how fragile the worlds economy is and how much every country, every business, and every individual relies on […]
There has been so much negative press about banks lately, and yes I know that the people at the top have made some very big mistakes, but I still don’t get this whole the bank is the bad guy thing that seems to be going on. It is being discussed on Twitter, on business forums, […]
This morning I was at a breakfast meeting and bumped into my bank relationship manager from RBS whilst I was mid conversation with a relationship manager from Clynsedale Bank. We were having a discussion about, as if anything else, the banking situation in the press, Government funding, and the banks calling in of overdrafts and […]
I have a very personal dislike of debt, or credit, depending on your perspective. Yet it is a very important part of business life, and when you are small business having your credit terms abused by many (often larger) customers you need debt to finance the credit your clients demand. So it comes as no […]
